In most cases, if you sustain an accidental injury in the course and scope of your job and you are regularly employed by a company doing business in Ohio, you will be eligible for benefits. In situations where an employee is labeled an “independent contractor,” there may be a question of coverage. It is always best to review the specific facts of your employment with an attorney as every claim is different.
Never rely on your employer to tell you if you are covered or have a claim. Remember– your employer does not represent you and should not give you legal advice. In fact, your employer has his own representatives to protect his own interest. I have had claims where the employer told the injured worker there was no coverage and he should use his own health insurance and say the injury happened somewhere else. Every injured worker has the right to file a claim with the Ohio Bureau of Workers’ Compensation. If there is a dispute, it is the Hearing Officers of the Industrial Commission that allow or disallow a claim.